Secure Trust Bank

Welcome to Secure Trust Bank where we believe in traditional banking with old fashioned values.

We may be one of Britain's smallest banks but we are also one of the strongest UK banks and have grown steadily over the last 50 years. We believe in offering value for money in a simple and transparent way and are always looking to introduce new and innovative products to suit all our customer's needs."

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Who Are Secure Trust Bank? Secure Trust Bank was established in the early 1950s and it was built to provide help and support to mostly the manufacturing industry to help customers stretch out their finances a bit more and make their budgets go further than they were before, and we continue to pay bills for 1000s of customers every month and increasing now, not just for customers in the West Midlands, but on a national basis.

Different Values in Banking We run this business on 6 fundamental values and they are values that we take very seriously and that we really believe in, and at the core of those values is us putting our customers where they need to be, which is right in the centre of everything we do and also the communities that we operate in, understanding what they need and making sure that we listen to them and we are really, really passionate about those values.

Innovative Banking Products What a lot of banks do is to look at products that other banks have launched and copy them, make something similar and hope for the best. That's never the way that we have developed products and it's never the way we will develop them. What we do is go out and talk to real people, we talk to our customers and we find out exactly what it is that is not working for them today with their existing bank products and we go away and build things that do give them what they need and I'll give you a number of examples of that.

Why do we regularly appear in best buy tables for saving accounts? We certainly haven't changed our strategy for raising deposits but the market has changed fundamentally around us as many people will have seen. I said earlier that good traditional banking is what we do.We bring money in by raising deposits from customers and we lend money out sensibly to other customers and that's what we will carry on doing.

How Do You See The Future For Secure Trust Bank In This Recession? We see a very rosy future for Secure Trust Bank. The market place has changed dramatically around us but we have absolutely not changed what we do at all, and we are not going to change what we do, which is about providing great value for money and innovative products to our customers and continuing our dialogue with our customer to understand what they want in the future and provide it to them.

What Should The Government Do? The regulation has to change and it has to get much more focussed on really understanding where banks are taking risks, and how they are managing those risks and how they are making sure that those risks don't get out of control because so many banks have fallen into a huge hole as a result of that. I absolutely believe that you have to protect savers from a collapse in the banking market and I am delighted to see that, that is what the Government have done through the credit crunch but I don't see why you should protect banks.